Freelance Rate Calculator

Calculate your ideal freelance hourly rate based on target income, business expenses, taxes, and billable hours.

Income & Expenses

Tax Rates

Work Schedule

Salary Comparison (optional)

Frequently Asked Questions

How do I calculate my freelance hourly rate?
Add your target annual income, business expenses, and estimated taxes, then divide by your expected billable hours. Most freelancers are only billable 60-70% of their working hours.
Why is the freelance rate higher than a salary equivalent?
Freelancers must cover self-employment tax (15.3%), health insurance, retirement contributions, equipment, software, and unpaid time off. A $50/hour freelance rate often equals a $35/hour salaried position.
How many billable hours should I plan for?
Most freelancers achieve 1,000-1,400 billable hours per year. The rest goes to marketing, admin, learning, and time off. This calculator helps you set realistic billable hour targets.
Is my financial data safe?
Yes. All calculations happen entirely in your browser. No data is ever sent to a server.