Loan Calculator
Calculate monthly loan payments, total interest, and view a full amortization schedule for any loan or mortgage.
Results
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Monthly Payment
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Total Payment
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Total Interest
Amortization Schedule
| Month | Payment | Principal | Interest | Balance |
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Frequently Asked Questions
How do I calculate my monthly loan payment?▾
Enter your loan amount, annual interest rate, and loan term. This calculator uses the standard amortization formula to compute your exact monthly payment, total cost, and interest paid.
Can I use this as a mortgage calculator?▾
Yes. This loan calculator works for any type of amortized loan including mortgages, auto loans, personal loans, and student loans. Enter your terms to see monthly payments and the full amortization schedule.
What is an amortization schedule?▾
An amortization schedule shows the breakdown of each monthly payment into principal and interest, along with the remaining loan balance. Early payments are mostly interest, shifting toward principal over time.
Is my financial data safe?▾
Yes. All calculations happen entirely in your browser. No data is ever sent to a server.