Retirement Calculator
Calculate how much you need to retire. See projected savings growth, Social Security estimates, and whether you are on track.
Personal Info
Savings & Contributions
Returns & Inflation
Retirement Expenses & Income
Results
0
Savings at Retirement
0
On Track?
0
Money Lasts Until Age
0
Total Contributions
0
Total Investment Growth
0
Annual Expenses at Retirement
Monthly Income at Retirement
0
From Savings (returns)
0
Social Security
0
Total Monthly Income
0
Monthly Surplus/Shortfall
Year-by-Year Projection
| Age | Balance | Contribution | Growth | Withdrawal |
|---|
Frequently Asked Questions
How much do I need to retire?▾
A common rule is 25x annual expenses (4% rule). Spend $60K/year = need $1.5M. This calculator gives personalized estimates.
Social Security factor?▾
SS replaces about 40% of pre-retirement income for average earners. This calculator estimates your benefit and includes it in projections.
What return rate to assume?▾
7% before retirement (historical stock average), 5% during retirement (conservative). Both are customizable.
Is my data stored?▾
No. All calculations happen in your browser.